Introduction.

I suppose for many folk out there being asked the question do you need a LifeLock will illicit the response - what is a LifeLock? We’ll get into a deeper explanation later about what exactly LifeLock is in a moment, but first do you have any concerns at all about your personal safety on the internet? The fact is that even the most experienced of computer users have good cause to be concerned about the safety of their personal data, including financial data, being accessed by criminals online that are intent on stealing their identity!

Life Lock and online identity theft prevention.

LifeLock is actually a company that is dedicated to protecting your identity and ensuring that it does not become the prey of online criminals. By operating the LifeLock Identity Alert System they can quickly track down any fraudulent applications for credit or services made in your name over the internet. They will then instantly send you an email alert informing you of the breach in your online security, so that you can contact the relevant company, or authority, and help you to rectify the attempted online crime. LifeLock does, of course, offer more services than their identity alerts service, all of which are covered in the $10 a month flat rate fee that you pay. Even better some simple searches on the internet will reveal plenty of LifeLock promotion codes - giving you some great LifeLock discounts. Some of the other key features included in their service are as follows. No doubt you’re already aware from reports elsewhere in the press that criminals actually trade your online details amongst themselves, to maximize their nefarious activities.  A company such as LifeLock, dedicated to protecting your online identity, makes it their business to know the websites that the criminals use to buy and sell your details. Using the LifeLock eRecon Service they will constantly monitor such websites to see if your details occur on them, again alerting you to any potential threat to your online identity. Do you know how many website databases might hold your personal details such as your address? It will certainly run into the hundreds if not the thousands, just think of all those online forms you’ve filled in over the years. Another LifeLock service monitors all these databases specifically looking for changes to your address, the service is called TrueAddress. Of course a change to your address might be quite legitimate if you’ve moved from one property to another; however, are you 100% confident that all of those databases have your correct address? If not a criminal could have changed an address in order to get mail, particularly mail to do with credit and finances, re-directed to themselves in order to defraud you. You should be particularly concerned about this type of identity theft if you’ve ever had a credit card, that you no longer use, but have never properly cancelled it with the credit card company.

Identity theft away from the computer.

Of course identity theft isn’t just a computer/internet phenomenon and you can read in more detail the LifeLock reviews about all of the ‘off-line’ services they can offer. For example, if you’ve ever lost your wallet or purse - all the information an identity thief needs will in there to fraudulently apply for credit etc. The LifeLock WalletLock, included in the single LifeLock fee and LifeLock promotion codes, gives you one contact point to get all of your debit and credit cards canceled and can even help to reduce the hassle of getting replacement driver licenses and social security cards etc. One thing in particular to look out for in the LifeLock reviews is their guidance on how you can help to protect yourself from identity theft.

Protecting yourself.

Can a thief steal your identity even if you’ve never lost your purse or wallet or, somewhat unbelievably these days, you’ve never made an online transaction? The answer is, sadly, yes. If you’re in the habit of throwing away household bills, or bank statements etc - the identity thieves will be going through your trash way before the trash man empties the trash can. Not only does a bill contain your name and address but all sorts of account and finance details that the identity thieve can use. So, if you are still in the habit of having paper bills sent out - buy a shredder and at least shred them before throwing them out. Similarly, if you’re a sucker for all those great offers that drop through your mailbox -stop now. Just how sure can you be that the request for your personal details, or worse credit card number, really is just to see if you’ve won $1 million - of course you can’t? So, reduce the amount of junk mail you get in the first place, something else that LifeLock can help you with.

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